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Oligopoly strangling fresh food supply chain with long payment terms

By Alistair Lamond on 08-Dec-2016 11:15:00

This article was originally published in the The Land.

Topics: SME Cash flow

Free money: how to get your hands on government grants for small businesses

By Alistair Lamond on 02-Nov-2016 10:00:00

Oh, to be a kid again. It might be the only time in your life free money existed. Sure, you might have to do some household chores for your pocket money, but occasionally, someone – grandparents, aunts, uncles – would give you money just for being you. A nice concept, but when you’re a grown-up managing the cash-flow of a media agency (i.e real responsibilities), hand-outs don’t exist. Unless, of course, you ask the government. 

Topics: SME Grants

Is your business a bank? The curse of long payment terms in Australia

By Patrick Crivelli on 26-Oct-2016 11:00:00

 How many banks are operating in Australia? You’re probably thinking there are at most 20 banks. You would be very wrong. There are actually thousands, possibly hundreds of thousands of banks in Australia. ‘How is this so?’ I hear you ask. Well, every time your customer makes you wait for an invoice payment, you have effectively become a banker - presumably without the six-figure bonus or Ferrari.

[WTF PODCAST] with Richard Adamson - Music + Art + Good Beer = Young Henrys Brewery

By Alistair Lamond on 20-Oct-2016 10:30:00

Richard Adamson is a true entrepreneur who is passionate about beer, his local Newtown community and its thriving music scene. Co-founding Young Henrys, an award winning boutique brewer, they have established a strong brand built on quality and personality. Hear how they are keeping their independence by staying true to their roots in the ever-competitive beverage industry. Enjoy the podcast!

Topics: Podcasts

5 best apps for small business in 2017. From sales to cash flow management. 

By Alistair Lamond on 11-Oct-2016 11:15:00

The cloud is redefining how we live and do business. It is now being recognised as a global economic engine underpinning new innovations, new business models and even entirely new industries. Now data can be created, stored, disseminated and accessed real-time from anywhere in the world that is connected to the internet.  This has created a data explosion with 90% of the world's data being created in the last 2 years!

Topics: SME Growth

[WHY TIMES FIVE PODCAST] with Sophie Hossack from Receipt Bank - best in class bookkeeping automation technology

By Alistair Lamond on 28-Sep-2016 11:00:00

WTF had the privilege to meet Sophie Hossack, Country Manager of Receipt Bank.  We hear about the humble beginnings of Sophie and the RB team, born from the hatred of life admin and the love of automation technology. Today their technology is now helping bookkeepers, accountants and SMEs save up to 2.5 minute per transaction!

Topics: Podcasts

[WHY TIMES FIVE PODCAST] with Will Rogers - CEO of Kent & Lime - Online mens fashion stylist delivering your image in a box.

By Alistair Lamond on 13-Sep-2016 11:00:00

Welcome to the 1st episode of the Why Times Five Podcast hosted by Skippr Cash Flow. We have Will Rogers on the show to hear how Kent & Lime is taking the online retail market by storm. Any man with fashion sense listen in to hear how you can look good with out the pain of shopping. A truly disruptive business redefining how we can shop for clothing.

Topics: Podcasts

Outsourcing Vs Automation Technology - How it is changing life, business and cash flow!

By Alistair Lamond on 07-Sep-2016 09:00:00


"Oh yeah, we're gonna bring in some entry-level graduates, farm some work out to Singapore, that's the usual deal" - Bob Slydell - OfficeSpace (1999)

Not sure if you have watched the comedy cult classic called OfficeSpace, which was set at the turn of the century when technology was disrupting the employability of man-kind. Using dark and awkward comedy we got a taste of what was to come in the 21st century - Automation & Outsourcing!

Long payment terms - How does Australia compare to the rest of the world?

By Alistair Lamond on 23-Aug-2016 11:00:00

 

5 Non-Bank Funding Alternatives To Boost Small Business Cash Flow

By Alistair Lamond on 15-Aug-2016 07:30:00

It is all to common to hear the traditional Australian banks preaching their support for small businesses but falling short on delivery. Why? It is to costly for them lend to a small business. That is why there is a renaissance in small business lending!

A new wave of non-bank alternative finance startups (aka Fintechs) are listening to the cries of the capital constrained businesses and addressing a $60bn funding gap forged by the big banks. Fintechs are capitalising on a fresh canvas and building technology to not only understand risk better but also deliver a better customer experience. 

So what are the alternatives available to a small business today?

Topics: SME Cash flow