5 best apps for small business in 2017. From sales to cash flow management. 

By Alistair Lamond on 11-Oct-2016 11:15:00

The cloud is redefining how we live and do business. It is now being recognised as a global economic engine underpinning new innovations, new business models and even entirely new industries. Now data can be created, stored, disseminated and accessed real-time from anywhere in the world that is connected to the internet.  This has created a data explosion with 90% of the world's data being created in the last 2 years!

Topics: SME Growth

[WHY TIMES FIVE PODCAST] with Sophie Hossack from Receipt Bank - best in class bookkeeping automation technology

By Alistair Lamond on 28-Sep-2016 11:00:00

WTF had the privilege to meet Sophie Hossack, Country Manager of Receipt Bank.  We hear about the humble beginnings of Sophie and the RB team, born from the hatred of life admin and the love of automation technology. Today their technology is now helping bookkeepers, accountants and SMEs save up to 2.5 minute per transaction!

Topics: Podcasts

[WHY TIMES FIVE PODCAST] with Will Rogers - CEO of Kent & Lime - Online mens fashion stylist delivering your image in a box.

By Alistair Lamond on 13-Sep-2016 11:00:00

Welcome to the 1st episode of the Why Times Five Podcast hosted by Skippr Cash Flow. We have Will Rogers on the show to hear how Kent & Lime is taking the online retail market by storm. Any man with fashion sense listen in to hear how you can look good with out the pain of shopping. A truly disruptive business redefining how we can shop for clothing.

Topics: Podcasts

Outsourcing Vs Automation - How it is changing life, business and cash flow!

By Alistair Lamond on 07-Sep-2016 09:00:00

"Oh yeah, we're gonna bring in some entry-level graduates, farm some work out to Singapore, that's the usual deal" - Bob Slydell - OfficeSpace (1999)

Not sure if you have watched the comedy cult classic called OfficeSpace, which was set at the turn of the century when technology was disrupting the employability of man-kind. Using dark and awkward comedy we got a taste of what was to come in the 21st century - Automation & Outsourcing!

Long payment terms - How does Australia compare to the rest of the world?

By Alistair Lamond on 23-Aug-2016 11:00:00


5 Non-Bank Funding Alternatives To Boost Small Business Cash Flow

By Alistair Lamond on 15-Aug-2016 07:30:00

It is all to common to hear the traditional Australian banks preaching their support for small businesses but falling short on delivery. Why? It is to costly for them lend to a small business. That is why there is a renaissance in small business lending!

A new wave of non-bank alternative finance startups (aka Fintechs) are listening to the cries of the capital constrained businesses and addressing a $60bn funding gap forged by the big banks. Fintechs are capitalising on a fresh canvas and building technology to not only understand risk better but also deliver a better customer experience. 

So what are the alternatives available to a small business today?

Topics: SME Cash flow

New-Age Cash Flow Management Techniques for Bookkeepers

By Patrick Crivelli on 03-Aug-2016 11:40:25

“Everybody has a plan until they get punched in the face.” - Mike Tyson

Have you ever noticed how your budgeted projections don't look anything like your historical numbers? Projections tend to resemble a calm blue ocean however historical numbers look more like a tumultuous pot of troubled energy. The world is a volatile place, especially for small businesses. Despite this, we have a tendency to create smooth forecasts that rarely reflect reality. This is partly why SMEs frequently get blindsided by cash flow problems.

Australia’s Long Payment Culture  - the real impact on Small and medium sized business

By Alistair Lamond on 20-Jul-2016 11:00:00

Show me the money!!!” - Jerry Maguire

Keep Calm and Collaborate with Cash Flow Management

By Patrick Crivelli on 13-Jul-2016 14:40:10

 "I have enough money” - said no business ever

A journalist recently told me that if he made a dollar for every pitch he heard on “the next Xero” or “the next disruptive technology that is going to disrupt business forever” he would  be a rich man. It’s no secret that business processes are being “disrupted” (excuse the cliché) by technology and capital is pouring into the space at a rapid clip - if you dont believe me just ask your Uber driver where he is investing his money. 

The Secrets To A Successful Business

By Skippr Cash Flow on 23-Jun-2016 15:27:17

Guest content courtesy of Thomas Taylor @ T2 Consulting

A long time ago an insolvency expert told me the secret to turning around a failing business. What he said was "to keep your margins up and your costs down". That sounded fairly simple at the time but over the years I have understood more and more how imp ortant those words are and how difficult it can sometimes be to make it happen. 
Topics: SME Growth